Pick the plan that works best for you!*
*Financing provided by third-party partners.
Smart-E Loan
Capital for Change is the largest full-service Community Development Financial Institution (CDFI) in Connecticut. Our high-impact programs and products broaden access to affordable housing, energy efficiency and job opportunities for underserved communities.-
Loan amount up to $40,000
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Residential properties or small multi family properties
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4.49% - 6.99% APR financing for Qualifying Home Services
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Loan terms 5-12 years
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Approval based on Credit Report and Credit Score
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No Down Payment Required
EnergizeCT Heating Loan
This program offers low-interest financing for the installation of new energy-efficient heating systems, (such as boilers, furnaces, and electric heat pumps) that meet ENERGY STAR or higher ratings for heating equipment.-
Loan amount of up to $15,000
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0.99% APR financing For Qualifying Heating Equipment Upgrades or Conversions
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Approval based on payment history with Eversource or UI
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Must be Residential customer of Eversource or The United Illuminating Company (UI)
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Loan installment payments will be billed conveniently on your monthly electric bill
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Loan terms from 3 to 10 years which will result in a monthly payment equal to or less than your projected monthly energy savings
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Up to 90% of the heating system equipment and installation may be financed depending on projected energy savings
No Interest if Paid in Full within 18 months
Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within the promotional period. Subject to credit approval.
*The Wells Fargo Home Projects credit card is issued by Wells Fargo Bank, N.A. Special terms apply to qualifying purchases charged with approved credit. Minimum monthly payments are required during the promotional (special terms) period. Interest will be charged to your account from the purchase date at the APR for Purchases if the purchase balance is not paid in full within the promotional period. Paying only the minimum monthly payment will not pay off the purchase balance before the end of the promotional period. For new accounts, the APR for Purchases is 28.99%. If you are charged interest in any billing cycle, the minimum interest charge will be $1.00. This information is accurate as of 01/01/2022 and is subject to change. For current information, call us at 1-800-431-5921. Offer expires 12/31/2022.